capitalfriday.com is presented as an educational resource and should not be construed as individualized investment advice, nor as a recommendation to buy or sell specific securities. The funds and portfolios discussed on the site are examples only and may not be appropriate for your individual circumstances.

The capitalfriday.com strategy will result in losses during any period of decline in the broad stock and bond markets. All investments carry the risk of loss. It is the responsibility of individuals to do their own due diligence before investing in any security, including but not limited to, stocks, bonds, index funds or ETFs mentioned on this site.

Web Site Terms and Conditions of Use

1. Terms

By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trademark law.

2. Use License
a. Permission is granted to temporarily download one copy of the materials
(information or software) on capitalfriday.com’s web site for personal,
non-commercial transitory viewing only. This is the grant of a license,
not a transfer of title, and under this license you may not:
i. modify or copy the materials;
ii. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
iii. remove any copyright or other proprietary notations from the materials; or
iv. transfer the materials to another person or “mirror” the materials on any other server.
b. This license shall automatically terminate if you violate any of these restrictions and may be terminated by capitalfriday.com.com at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer
a. The materials on capitalfriday.com’s web site are provided “as is”. capitalfriday.com makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, capitalfriday.com does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet web site or otherwise relating to such materials or on any sites linked to this site.

4. Limitations
In no event shall capitalfriday.com or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on capitalfriday.com’s Internet site, even if capitalfriday.com or a capitalfriday.com authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Revisions and Errata
The materials appearing on capitalfriday.com’s web site could include technical, typographical, or photographic errors. capitalfriday.com does not warrant that any of the materials on its web site are accurate, complete, or current. capitalfriday.com may make changes to the materials contained on its web site at any time without notice. capitalfriday.com does not, however, make any commitment to update the materials.

6. Links
capitalfriday.com has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by capitalfriday.com of the site. Use of any such linked web site is at the user’s own risk.

7. Site Terms of Use Modifications
capitalfriday.com may revise these terms of use for its web site at any time without notice. By using this web site you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

8. Governing Law
Any claim relating to capitalfriday.com’s web site shall be governed by the laws of the Province of Alberta without regard to its conflict of law provisions.

9. Use Of Pictures
You may use the pictures taken by Craig of capitalfriday.com if you provide a credit link back to financialsamurai.com and an e-mail notification or comment on a post that you have done so.

10. Legal Age

You may not use the Services and may not accept the Terms if 1) you are not of legal age to form a binding contract with capitalfriday.com, or 2) you are a person barred from receiving the Services under the laws of the United States or other countries including the country in which you are resident or from which you use the Services.

General Terms and Conditions applicable to Use of a Web Site

Per FTC guidelines, this website may be compensated by companies mentioned through advertising, affiliate programs or otherwise. Any references to third party products, rates, or websites are subject to change without notice. Please do the appropriate research before participating in any third party offers. Compensation may impact how, where and in what order products appears.

capitalfriday.com endeavors to find products that can help readers save money or make money. capitalfriday.com also aims to help readers gain a greater control of their finances. capitalfriday.com does its best to review and screen each product before mentioning.